At AFNV.org – The American Franchise Network for Veterans, we understand that financing your franchise journey is one of the most critical steps toward business ownership. That’s why it’s important to develop a funding strategy that fits your unique needs—including your timeline, credit profile, and comfort level with risk. The right financial game plan can set you up for long-term success, and we strongly encourage working with a knowledgeable advisor who understands the nuances of franchise funding. We also recommend exploring partners through trusted organizations, like IFA’s Supplier Forum, who specialize in helping franchisees—especially veterans—get started with confidence.

Here are some common financing paths used by aspiring veteran franchise owners:

1. Personal Savings or Investments – Many veterans tap into savings or rollover retirement accounts (like a 401k) to fund their new business.
2. SBA Loans – The Small Business Administration offers excellent loan programs with favorable terms designed to help entrepreneurs launch and grow.
   3. Traditional Bank Loans – If you’ve got strong credit, this may be a solid option through banks or private lenders (not backed by government programs).
   Franchisor Financing – Some franchise brands offer internal funding options or partner with lenders to assist new owners.
   4. ROBS (Rollover for Business Startups) – This method allows you to use qualified retirement funds to start your franchise without early withdrawal penalties.
   5. Home Equity Loans – Use equity in your home to secure funding.
   Unsecured Business 6. Loans – Ideal for those with solid credit who want quick, no-collateral capital.
   7. Securities-Backed Line of Credit – Access funding using your investment portfolio as collateral.
   8. Equipment Leasing – Outfit your franchise with necessary equipment without large upfront costs.
   9. Fleet Financing – Need vehicles? This option helps cover transportation-related expenses.
   10. Alternative Financing – Think outside the box with lines of credit, angel investors, or partner capital.
   Your service gave you the skills, discipline, and leadership to succeed—now let’s make sure your financial foundation is just as solid. Whether you’re starting from scratch or building on what you’ve saved, AFNV.org is here to guide you every step of the way.

Please contact us if you are exploring funding options and have questions. We can resources available that can help you achieve your funding goals.